Disclaimer

This Disclaimer explains the purpose and limitations of information published on the Study With FM website. Please read it alongside our Terms and Conditions, Privacy Policy, Cookie and Similar Technologies Policy, Accessibility Statement and Safeguarding Children and Young People Policy.

1. About This Disclaimer

Our website provides general information about education, international study, admissions, student support and related matters. It is not intended to replace advice or guidance appropriate to an individual's circumstances.

This Disclaimer applies to information available through the website. It does not replace applicable service arrangements or affect rights and responsibilities arising under the law.

2. Who We Are

This website is operated by STUDY WITH FM LTD, which manages Study With FM's student recruitment and application-support activities.

United Kingdom

STUDY WITH FM LTD, trading as Study With FM, is registered in England and Wales.

• Company number: 11417586
• Registered office: 7 Westmoreland House, Cumberland Park, Scrubs Lane, London, England, NW10 6RE, United Kingdom

Nigeria

STUDY WITH FM GLOBAL LIMITED is a separate company registered in Nigeria.

• RC number: 7602429
• Registration date: 21 June 2024
• Registered address: No. 25, Aare Avenue, New Bodija, Ibadan, Oyo State, Nigeria
• Email: info@studywithfm.com

The UK company manages Study With FM's student recruitment and application support. The Nigerian company remains a separate legal entity.

Iran — Tehran Office

Study With FM maintains a Tehran office as a local point of contact for initial enquiries. One contact based in Tehran helps prospective students and families connect with STUDY WITH FM LTD in the United Kingdom and passes relevant enquiry information to the UK team. Our UK-based Persian-speaking team manages subsequent student recruitment, applications and ongoing support.

The Tehran office is not a walk-in student services centre. In-person meetings are not routinely offered and must be agreed in advance. It is not the registered office of STUDY WITH FM LTD. Our local contact does not collect fees, process client payments or make admissions decisions.

In this Disclaimer, “Study With FM”, “we”, “us” and “our” refer to STUDY WITH FM LTD in connection with this website and the recruitment and application support it provides, unless another legal entity is expressly identified.

3. General Information and Changing Requirements

Information on the website is provided for general educational and informational purposes. Its relevance may depend on your nationality, residence, age, qualifications, chosen institution and course, immigration status, circumstances and the date of your application.

Rules, procedures and opportunities can change, sometimes without notice. Before making a decision or submitting an application, check the current information provided by the relevant institution, government department or other competent authority. Seek suitably qualified individual advice when appropriate.

4. Education and Admissions Information

Information about schools, colleges, universities and courses may cover entry and language requirements, deadlines, fees, deposits, assessments, scholarships, availability, accommodation and intake dates.

Requirements can differ by applicant, programme and academic year. Education providers set their own requirements and make their own decisions. We aim to present accurate, useful information, but the institution's current official information takes precedence over a summary on our website.

5. No Guarantee of Admission or Academic Outcomes

Study With FM may assist with exploring options, preparing applications and navigating admissions processes as part of its education recruitment and application support. We do not control decisions made by educational institutions.

We do not guarantee an offer, admission to a particular institution or course, an interview, recognition of qualifications, progression, academic results, scholarships, bursaries or fee discounts. Any outcome described on the website is specific to the circumstances in which it occurred and does not guarantee the same result for another applicant.

6. Visa and Immigration Information

Our website may contain general information about student visas, entry requirements, financial evidence, dependants, work permissions, post-study routes and application procedures. Such information may change as governments and immigration authorities update their rules.

Study With FM provides general information, administrative visa application assistance and referrals; it does not provide regulated UK immigration advice. Where regulated immigration advice is needed, an appropriately authorised professional should be consulted. For the United Kingdom, you can use the official GOV.UK immigration adviser finder.

Only the relevant government or immigration authority decides whether a visa or immigration application is approved. We do not guarantee eligibility, approval, a particular immigration outcome or a decision by a specified date.

7. Processing Times and Deadlines

Visa processing times, admissions timelines and application deadlines published on the website may be estimates, official service standards or information accurate at the time of review. They are not promises of completion by a particular date.

Timescales may be affected by additional document requests, verification checks, appointment availability, demand, technical disruption and decisions by institutions or authorities. Applicants should check official deadlines and allow sufficient time for each stage.

8. Student Charges, University Commissions and Other Costs

Study With FM may receive a recruitment commission from a university under an applicable recruitment arrangement. Such commissions are paid by the university, not by the applicant, and do not give Study With FM any control over admissions decisions.

We do not charge students or families in Iran for our recruitment or application-support services. We do not accept or process client payments in Iran. An initial introductory conversation is free. For clients outside Iran, certain optional detailed consultations, application reviews or other specialist services may involve a Study With FM fee. Where a fee applies, we explain the service and its cost before it is agreed; written confirmation is available on request.

Students and families may still have to pay charges imposed by universities, schools, governments or independent providers. These may include tuition, institutional application fees, deposits, visa charges, healthcare-related charges, accommodation and other expenses. These charges are not Study With FM's fees; confirm them with the organisation requesting payment.

Published costs, financial-evidence requirements and living-expense estimates may change. Unless clearly identified as a fixed official charge, figures are indicative rather than guaranteed final amounts. Currency conversions are illustrative and may differ from actual bank or payment-provider rates and charges.

Budgeting and financial-evidence information on this website is not regulated financial, investment or tax advice. Confirm material costs and requirements with the relevant official source before making financial commitments.

9. Scholarships and Funding

Scholarships, bursaries, grants, discounts and other funding opportunities may depend on eligibility, academic merit, separate applications, available funding and deadlines. Their terms and availability can change.

Mentioning a funding opportunity or a past successful application does not guarantee that another applicant will qualify or receive funding.

10. Employment and Post-Study Opportunities

Information about internships, placements, employment prospects, salaries, work permissions and post-study immigration routes is general and may change.

Study With FM does not guarantee a job, internship, salary, career outcome or access to a particular post-study visa route. Employment and immigration outcomes depend on individual circumstances, employers, market conditions and applicable rules. Statistics should be interpreted in light of their source and date.

11. Rankings, Comparisons and Recommendations

University rankings, league tables, surveys and destination comparisons may use different data and methodologies. A high ranking does not necessarily make an institution or destination the right choice for every student.

Where we help you explore options, our suggestions are based on the information reasonably available about your goals, qualifications and circumstances. You and, where appropriate, your parent or guardian remain responsible for your final decision.

12. Institutions, Partners and University Commissions

A reference to an educational institution or other organisation does not, by itself, mean that Study With FM owns or controls that organisation, makes decisions on its behalf or has a formal partnership with it.

We may receive a recruitment commission from a university with which we have an applicable arrangement. The university remains responsible for its own admissions decisions, programmes, policies, fees and services. Commission arrangements do not guarantee admission or any other student outcome.

Descriptions such as “partner”, “official representative” or “agent” apply only where there is a genuine, current relationship supporting that description.

13. Third-Party Websites and Links

Our website may link to government bodies, educational institutions, application systems and other third-party services. We provide these links to help visitors locate relevant information.

We do not control independently operated websites and cannot guarantee their continued availability, accuracy, completeness or security. An external link does not automatically indicate endorsement or a formal partnership. Please check the third party's current information, terms and privacy notices before relying on its services.

14. Testimonials, Success Stories and Case Studies

Genuine testimonials and client stories reflect particular individuals' experiences and are published with appropriate permission. Their results should not be understood as typical or guaranteed outcomes.

Some case studies or scenarios may be illustrative rather than accounts of actual clients. These are identified as illustrative examples and should not be read as verified client testimonials.

Any editorial or translation changes to a genuine testimonial should preserve the person's intended meaning. Outcomes may depend on academic performance, the quality and timing of an application, available funding, institutional decisions, immigration rules and other individual factors.

15. Images, Photographs and Illustrations

The website may feature photographs of staff, clients and events, as well as licensed stock photography and other illustrative images.

Unless a person is specifically and accurately identified as a Study With FM client, their appearance in an image does not imply that they used our services, attended a named institution or achieved a particular outcome. Images intended to illustrate a destination, experience or service should not be treated as evidence of an individual client's results.

16. Guardianship, Welfare and Safeguarding

Website information about educational guardianship, boarding-school welfare, child support, airport transfers and safeguarding describes general arrangements unless a specific service has been agreed.

Educational guardianship does not automatically transfer legal parental responsibility. The duties of a guardian or welfare provider depend on the actual arrangement, the school's requirements and applicable law.

Safeguarding concerns are considered in accordance with applicable procedures and our Safeguarding Children and Young People Policy. Where an initial enquiry involving a child or young person is received through our Tehran office contact, the relevant information is referred to the UK team and handled under our applicable privacy and safeguarding arrangements.

17. Special Educational Needs, Disability and Health Information

Study With FM may help students and families identify, explain and communicate education-related special educational needs (SEN), disability, accessibility and learning-support requirements.

This educational assistance is not medical or clinical care. We do not present it as diagnosis, treatment, therapy, psychiatry, clinical psychology or another regulated healthcare service. Appropriate qualified professionals should be consulted for clinical or medical assessment and care.

18. Information Provided by Applicants and Others

Our work may depend on information supplied by prospective students, parents, guardians, referees, institutions, local enquiry contacts and other authorised parties. Our Tehran office contact may pass initial enquiry information to our UK team. Anyone providing information should take reasonable care to ensure that it is accurate, complete and genuine.

Incomplete, inaccurate, misleading or falsified information can affect an application and its outcome. We are not responsible for consequences caused by material information deliberately withheld or misrepresented where we could not reasonably have identified the issue. This does not remove our responsibility to provide our services with the care required by law.

19. Website Availability

We aim to keep the website accessible and functioning, but maintenance, updates, technical faults, cybersecurity incidents or third-party outages may interrupt access.

We cannot guarantee continuous or error-free availability. If an interruption affects the support we provide, any applicable service arrangements and mandatory legal rights remain relevant.

20. Accuracy and Content Updates

We take reasonable care when preparing and reviewing website content. However, admissions criteria, government rules, fees and other third-party information can change after publication.

Any review or update date shown on a particular page indicates when that page was reviewed or updated; it does not guarantee that external requirements have remained unchanged since then.

If you notice information that appears inaccurate or outdated, please email coordinator@studywithfm.com.

21. Consumer Rights and Liability

This Disclaimer explains the limitations of general website information. It does not mean that Study With FM has no responsibility for its actions or the support it provides.

Nothing in this Disclaimer excludes or restricts mandatory consumer protections, any duty to provide services to the standard required by applicable law, liability for fraud or fraudulent misrepresentation, liability for death or personal injury caused by negligence where it cannot lawfully be excluded, or any other right or liability that applicable law does not permit us to exclude or limit.

22. Accuracy of Marketing Claims

Information about our services, education outcomes, institutional relationships, university commissions, third-party costs, discounts, testimonials and opportunities should be understood in its proper context.

This Disclaimer does not qualify, excuse or make acceptable any statement elsewhere on our website that is false, misleading or materially incomplete. We remain responsible for ensuring that commercial claims comply with applicable consumer-protection requirements.

23. Translations

We may make website content available in English, Persian or other languages. We aim to keep the meaning of translated information consistent with its English source.

Where precise wording of an institution's, regulator's or government's requirements matters, consult that organisation's official information. If a discrepancy arises between the English version of this Disclaimer and a translation, the English version is the reference text to the extent permitted by applicable law. This does not diminish rights that cannot lawfully be restricted.

24. Privacy, Cookies and Accessibility

Our Privacy Policy explains how personal information is handled, including when an initial enquiry received by our Tehran office contact is passed to STUDY WITH FM LTD in the United Kingdom. Our Cookie and Similar Technologies Policy explains the use of cookies and related technologies. Our Accessibility Statement explains our approach to accessibility and how to request assistance or reasonable adjustments.

For privacy or data-protection enquiries, email our Privacy / Data Protection Contact at coordinator@studywithfm.com.

25. Terms, Student Services and University Commissions

Use of this website is also governed by our Terms and Conditions. For students and families in Iran, Study With FM does not charge for its own recruitment or application-support services. Our current Iran enquiry arrangement does not involve collecting client payments or transferring payments to or from Iran.

Study With FM may receive commissions from participating universities under applicable recruitment arrangements. For clients outside Iran, separate optional paid consultations, detailed reviews and specialist services may be available. The scope and applicable fees are explained before the service is agreed, and written confirmation can be requested. Any applicable service-specific terms operate alongside, and are not replaced by, this Disclaimer.

Fees charged directly by universities, schools, governments or other third parties are separate from Study With FM's charges. Applicants should verify those organisations' current terms, costs and payment instructions.

STUDY WITH FM LTD manages recruitment and application support following initial enquiries received through our Tehran office. This Disclaimer does not create a guarantee of admission or any other outcome, does not change an existing service agreement, and does not override mandatory legal rights.

26. Changes to This Disclaimer

We may revise this Disclaimer to reflect changes to website content, services, business arrangements, relevant requirements or the law. An updated version will apply to website information from its publication, but updating this page does not, by itself, change any separate agreement already in place.

27. Contact Us

If you have questions about this Disclaimer or wish to report potentially inaccurate website information, please contact:

• Email: coordinator@studywithfm.com
• UK telephone: +44 7557 271171

United Kingdom — STUDY WITH FM LTD Company number: 11417586 7 Westmoreland House, Cumberland Park, Scrubs Lane London, England, NW10 6RE United Kingdom

Nigeria — STUDY WITH FM GLOBAL LIMITED RC number: 7602429 No. 25, Aare Avenue, New Bodija Ibadan, Oyo State, Nigeria Email: info@studywithfm.com